Terms of Service
Last updated: July 2026
Welcome to the website of Zalem Pte Ltd (“Zalem”, “we”, “us”, or “our”). By accessing or using our website, you agree to comply with and be bound by the following Terms of Service. If you do not agree, please do not use this site.
1. Advisory Informational Disclaimer
The content, case studies, J-Curve visual representations, and articles published on this website are provided for informational and educational purposes only. They do not constitute formal systems engineering or financial advice. Actionable recommendations are only delivered through customized, signed advisory contracts.
2. Intellectual Property
All text, code components, graphics, charts, and brand marks (including the name “Zalem”) are the exclusive intellectual property of Zalem Pte Ltd. Unauthorized duplication, scraping, or distribution of these materials is prohibited.
3. Limitation of Liability
Zalem Pte Ltd shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this website or the information published within.
4. Governing Law
These Terms of Service and any disputes arising out of the use of this website shall be governed by and construed in accordance with the laws of the Republic of Singapore.